A recent proposal from the U.S. Department of Labor suggested two changes to the Affordable Care Act in order to help consumers who may be at risk of being defrauded when the plan goes into effect.

The changes are related to multiple employer welfare arrangements, which while useful to many small businesses, are susceptible to scams and other issues that do not allow these people to pay off their medical bills. This will protect consumers from being hurt by fraudulent activity, and it will also shut down problem MEWAs, that have been found to partake in such measures.

"Too many MEWAs are taking advantage of good employers who want to make health insurance available to their workers, and too many hardworking Americans have suffered," said Hilda Solis, secretary of the U.S. Department of Labor. "These proposed rules under the Affordable Care Act will crack down on those who want to use MEWAs to defraud American families."

Those who are concerned about the future of health insurance may want to compare quotes to find a plan that suits them. There may be many affordable health insurance quotes available.

A recent poll from Gallup showed that nearly half of Americans are unhappy with the healthcare legislation set by the Obama administration.

A total of 47 percent of Americans are against the Patient Protection and Affordable Care Act, while 42 percent of those polled noted they are still in favor of it, the poll found. The other 11 percent had no opinion on the matter.

The healthcare reform bill is feared due to the fact it may change the healthcare industry by raising taxes, hurting businesses and mandating individual coverage. In fact, the act will be reviewed by the Supreme Court, with a decision expected next summer. This is due to a lawsuit that claims the law is unconstitutional.

Americans still noted that they would be in favor of some government intervention in health insurance, but that the current Obama-created bill may not be it, the poll found.

Due to affordable health insurance quotes possibly becoming harder to find if the act remains a law, many consumers may want to try to get a reliable health insurance plan to remove doubt, at least in the short-term, when it comes to sufficient coverage.

A lawsuit against the Obama Administration's Affordable Care Act will be heard by the Supreme Court.

With this, the lawsuit, which claims the health insurance law is unconstitutional, will have one more chance. However, the highest court in the United States will only take the decision from the 11th Circuit U.S. Court of Appeals into account. The decision was two to one and noted that the mandate in the law was not justified in some aspects.

However, the White House is confident that the law will be upheld.

"Earlier this year, the Obama Administration asked the Supreme Court to consider legal challenges to the health reform law and we are pleased the Court has agreed to hear this case, said Dan Pfeiffer, director of communications for The White House. "We know the Affordable Care Act is constitutional and are confident the Supreme Court will agree."

Consumers may be quite concerned about their healthcare situation if the law remains in place. For those who want to try to lock down a plan in the interim, it could be important to compare affordable health insurance rates. This could help a person save money and still earn the coverage they want.

A recent decision from the third court of appeals upheld the Affordable Care Act, the Obama administration's healthcare reform law.

The decision was split, with a two to one vote in favor of the law. This was the third denial of the lawsuit, which was led by a Christian legal group, the news source reported. The suit was initially filed due to the belief that the law was unconstitutional and a religious freedom violation.

"With two prominent conservatives, this panel was thought to be a dream come true for conservative challengers of the act," said Doug Kendall, president of the Constitutional Accountability Center in Washington. "Today that dream became a nightmare, as the panel unanimously rejected the challenges to the Act, disagreeing only about why those challenges failed."

With the law looking as if it will survive unless the Supreme Court overturns it, consumers may want to act now to get their health insurance situations sorted. By looking for affordable health insurance quotes, Americans may be able to find what they need in order to improve their situation.

Remember 3+ years ago when the election was going on and people accused the government (if they passed ObamaCare) that they would have these "death panels" and Obama said that's not true "No one is going to pull the plug on Grannie".

As we all know, we now have the USPSTF - The U.S. Preventive Services Task Force, a committee of "experts" appointed by the Department of Health & Human Services which determine what, when, and which procedures are necessary as part of a wellness exam. This includes all new ObamaCare 100% wellness services. As you may have heard the USPSTF has now said PSA tests for men don't work and they are no longer recommending them, just like they no longer recommend women have mammograms until age 50+. Are they getting ready for 2014?
We all thought many new procedures would be introduced (and they have been) since the new law took effect, and remember insurance plans are now required to pay 100% of all wellness. The problem is.........the government will also have to pay for the same procedure later and I'm sure their actuaries told them the same thing.....you can't afford to pay all of this.....better cut it back or you have big issues coming later with high costs.

The problem with all of this is: IF the government takes over health care or we have the majority of people insured by government over private insurance, which procedures for wellness, or even worse an illness, will they "recommend" in the future? Grannie literally might not have the "plug" pulled on her but you can bet if she is old and the procedure is too costly her care will be "rationed" at best. "Take this pill Grannie you don't get a new heart at 83 years old". If you have one payer in the system (tax payers) you HAVE to ration health care there is NO other way.

It's just like Canada...."health care is free". Well forgot about the "free" part for a minute which we all know isn't true, the real problem is health care that THEY tell you and THEY approve is free but as we all know that might not be the best care available hence why many come to the US each year. Canada is just one big USPSTF.

There has to be somewhat of a policing mechanism with all of this, right now we know each state government was given over a $1 million by the Federal government for one purpose: To police the insurance companies and make sure they are compliant with the new health law.

My question is this:
WHO is going to police the government later on what is, and what is not covered? The government?

To read more on this subject click here: New death panels

The opinions in this article are those of the writer and do not necessarily represent those of JLBG Health.