Internet-savvy Americans may be turning to social media for information on the most affordable health insurance quotes, according to a recent survey by Mintel Comperemedia.

While only four percent of overall respondents said they used a blog, social networking website or online discussion group, this trend was significantly more pronounced among young adults, men and high income earners, according to the report. Ten percent of respondents earning $75,000 to $100,000 a year used these social media for insurance information while 9 percent of people age 25 to 34 and 6 percent of men who did the same.

Many of these individuals also found advertising on social networking websites helpful. This trend may present an opportunity for insurers, according to Daniel Hayes, vice president of insurance services at Mintel Comperemedia.

"Because these individuals are already engaged in social media and because they use the internet more for insurance research, policy management and purchasing, I'd like to see insurance companies start targeting them when creating social networking initiatives," Hayes said.

Some considerations when picking a health insurance plan include the size of the premium and the kinds of services it covers, according to the Insurance Information Institute. Consumers with preexisting health conditions should research how a certain policy would treat it.

A recent report indicated that the average health insurance company makes a whopping 2.2%.

Many think this is way too much...........

To read more click here: Health insurance makes 2.2%

One of the most challenging things facing our current health care system is the younger employee.
Many younger employees late teens to late 20's have a hard time justifying any cost related to medical insurance coverage. Quite simply....they don't think anything will happen to them, they are healthy, and they don't need it. Not for $5.00 a week and certainly not for $50.00 a week.

This puts a very big strain on the system. The current system needs the younger employees to be in the pool to offset the costs of the older and generally sicker employees.

To read more about the impact yourger employees have on affordable health insurance click here:Affordable health insurance for young employees

Many thought new legislation would help those now purchase affordable health insurance. But as like many other things the government does this may have an opposite effect and actually drive rates up.

Some but not all the reasons for this are:

All pre-existing conditions must be covered without have a real solution for making everyone purchase health insurance. We can't just cover the sick people when they need it hence higher premiums.

Out of pocket maximums set by the government. Even if you want to purchase a higher deductible health insurance policy to keep your costs down the government will not allow it. Hence...better coverage....higher premiums.

No real solution for those people trying to skirt the system. Fines of $750 for an individual that does not buy health insurance are less than an annual premium. Why buy?

To read more on this subject click here:Affordable health insurance maybe not?

Much debate lately about what and what will not be covered under a public government health insurance plan.

Should affordable health insurance cover abortions?
Should affordable health insurance cover birth control?

Click here to read more: Health insurance and coverage.