Monday, February 4. 2008
As an employer seeking an affordable group health insurance quote, JLBG Health is able to provide practical assistance in sourcing cost-effective, yet high quality group health insurance that will make certain that your employees have access to the best health care. When employers take out group health insurance for their employees, they usually opt to pay up to 50% of the contributions, while the employee pays the other 50% of the health insurance plan. However, when employers contact JLBG Health to obtain a group health insurance quote, it is vital to keep in mind that group medical insurance is governed by various state regulations, which differ from state to state and, in many cases, employers are unaware of the general rules of governance which are applicable in their state of operation. It is here where JLBG Health is able to offer advice and assistance on the state specific requirements. Through experience, JLBG Health has discovered that in many cases, group heath insurance quotes are often far more expensive than individual health insurance quotes, which may be due to the fact that medical insurance companies are able to place exclusions on member's conditions, whereby, in the case of group health insurance, no exclusions on conditions are permitted; therefore, the risks of individual insurance are far greater than in the case of group health insurance.
When it comes selecting group health insurance quotes, many companies opt for traditional, group health insurance plans, which have deductibles and require co-payments for doctor's visits, as well as for prescription medication. This traditional option of group health insurance is often preferred by many employers, as co-payments allow them to gain some control over member's usage. In addition, JLBG Health is able to offer employers group health insurance quotes for alternative group health insurance plans, which include HSA's and HRA's. These alternative group health insurance plans generally cost less, but still provide the maximum benefit for their employees. It is, however, important that the needs of the employees are carefully assessed to make certain that the best access to group health insurance is available.
Since group health insurance plans are underwritten in accordance with state mandates, insurance carriers must file the base rate with the State Department of Insurance and, in so doing, group health insurance quotes must offer the best possible rates, and once employee applications have been received and put into place, the insurance carrier is able to apply the best rate, irrespective of the member's existing medication conditions, or the severity of their medical conditions. At JLBG Health, we offer access to the best priced and most affordable group heath insurance quotes, allowing you to provide your employees with health insurance that is able to take care of their medical needs. For many employers, the process of obtaining group health insurance quotes is a daunting one - one of complicated and complex requirements and governance's. It is, however, the role of JLBG Health to remove the misunderstanding and offer a group health insurance quote that is centered on specific and particular needs. View www.jlbghealth.com, for more information concerning group health insurance quotes.
Display comments as (Linear | Threaded)