It's not uncommon for some people to feel as though their paycheck doesn't go as far as it once did. Research shows it may not be just a feeling, but a fact.

The Kaiser Family Foundation and the Health Research and Educational Trust recently revealed results from their Employer Health Benefits Survey. Their data reveals that workers on average are paying $482 a year more for family health coverage than they did in 2009.

With many businesses still struggling financially, many companies are saddling more of their employees with healthcare costs.

HRET president and American Hospital Association research vice president Dr. Maulik Joshi says burdening employees with healthcare costs can have consequences.

"High out-of-pocket expenses and premiums affect health care decisions for patients," says Joshi. "If premiums and costs continue to be shifted to consumers, households will face difficult choices, like forgoing needed care, or reexamining how they can best care for their families."

Even though costs may seem high, people shouldn't go without health insurance. In the event of a serious illness or accident, hospital bills could far exceed the monthly insurance premiums paid.