Thousands of people are involved in vehicle collisions each year. Accidents can result from an inexperienced driver, some form of distraction, alcohol or even fatigue. Regardless of the reason for the accident, health care treatment costs can be high.

The Centers for Disease Control and Prevention says costs associated with deadly motor vehicle accidents can run upwards of $58 billion a year. Even non-fatal accidents carry a high price tag. The CDC reports hospitalization fees can cost $28 billion a year and emergency room visits $14 billion.

Many people may think that there isn't a serious chance of them getting into an accident serious enough to need emergency room care. Those people may be surprised to learn the CDC found that a person receives emergency room care every 10 seconds because of a vehicle crash.

While the statistics reported by the CDC represent annual numbers, it does highlight the importance of carefully selecting a health insurance plan. Each health insurance company has their own dollar amount for deductibles and will cover certain procedures.

When going through insurance options, consumers can begin by going online to look and getting health insurance quotes. While doing so, it's important for consumers to keep in mind not just expenses for annual doctor appointments, but also for potential emergency room visits.