As health insurance costs continue to rise, many employers have been creating ways to keep expenses under control. One way many companies are reducing health care costs is through consumer-driven health plans. Recent research indicates that the number of CDHPs will likely continue to increase.

Survey results released by United Benefit Advisers reveals that the number of CDHPs grew more than 18 percent in the past year.

UBA member services vice president Bill Stafford says even with health care reform, little has been done to mitigate health insurance costs.

"The trend toward employee empowerment and participation continues in 2010 when it comes to health care," said Stafford. "Employees are taking more control over health care expenditures by increasing participation in CDHPs, and they are also realizing that there are financial benefits – in addition to health benefits – of participating in wellness programs."

People who are in better health tend to get lower health insurance quotes. Programs such as CDHPs may help those who are healthy save money on health care costs as they typically don't require expensive procedures.