Understanding one's health insurance plan can be confusing, especially with all the new changes taking place. It appears that senior citizens, in particular, are not well-informed about the Affordable Care Act and what it means for them, according to a poll from the National Council on Aging.

Less than a quarter of those surveyed understood that new laws were not going to result in a reduction in their Medicare benefits. Even those who considered themselves very knowledgeable about healthcare reform proved otherwise when questioned.

The NCOA is establishing "Straight Talk for Seniors on Health Reform" to help educate this age group.

"The health reform debate was long and complicated and often dominated by political spin that confused seniors," says NCOA president and CEO James Firman. "The fact that this poll revealed that so many people are misinformed or don't know much about the new law means we have our work cut out for us with the "Straight Talk for Seniors on Health Reform" campaign."

Under the Affordable Care Act, some seniors are eligible for a $250 rebate check for prescription drugs, preventative care and yearly wellness visits. There are other changes made in the health insurance industry as well that effect all citizens.