A report from iVantage Health Analytics showed that there are noticeable difference between urban and rural healthcare, and the latter is typically more affordable.

Overall, the study explained that in a rural setting, payments for doctor services are nearly 20 percent lower than in urban areas, while hospital service expenses are 2 percent less. Emergency care is also 30 percent quicker in rural areas, as well as two-thirds more efficient.

"Rural hospitals have achieved a noteworthy level of comparative performance including: demonstrated quality, patient satisfaction and operational efficiency for the type of care most relevant to rural communities," said John Morrow, executive vice president of iVantage Health.

The report added that Medicare would save approximately $7.2 billion each year if the cost of urban and rural patients were the same.

Those who live in urban areas and feel they are paying too much for their healthcare shouldn't panic, as there may be inexpensive options available. By comparing multiple options, there may be a plan that surfaces with affordable health insurance rates.