Tuesday, June 5. 2012
More Americans who had healthcare policies sponsored by their employer in 2011 decided to switch to Consumer Directed Health Plans, according to the Americans Association of Preferred Provider Organizations.
The associations' Mercer National Survey of Employer Sponsored Health Plans showed that CDHP enrollment increased to 33 million people in 2011, which was 18 percent higher than the previous year's 28 million. The rise has been a theme that began in 2008. During that year, the growth was 7 percent, and improved to 11 percent in 2010. It is expected that nearly half of employers will offer this option within five years.
"From the numbers AAPPO released today, it's obvious that the CDHP/HSA model is filling a significant void in the marketplace," said Tennessee representative and chairman of the House Education and Workforce Health Subcommittee, Phil Roe. "As a physician, I know that patients are demanding greater personal control over their healthcare decisions, and their employers want more affordable and manageable costs."
Those who are still not happy with the options that are given by their employer due to the high costs, it may be a better idea to look for a plan with affordable health insurance rates.