PricewaterhouseCoopers released a report which showed that American healthcare spending should slow significantly next year.

The firm's Behind the Numbers report showed that overall medical inflation has been lower than initially projected over the past three years, and from 2010 to 2013, the range should be between 7 percent and 7.5 percent. Overall, this could suggest that there may be more sustainability in regards to price increases and inflation.

Employers are also lowering overall healthcare expenses, as they seek to improve their own standing. Close to 60 percent of employers are pondering raising employee contributions, according to the report.

"Slower growth in healthcare costs could be the 'new normal,'" said Michael Thompson, principal, human resource services, PwC. "We're seeing long-term trends that could keep cost increases in check. As employers shift expenses to their employees, for example, these workers are pursuing lower-cost alternatives."

Those who are looking to cut their own healthcare costs may not be satisfied with their employer's healthcare offering. Instead, it could benefit these consumers to look for other options. Comparing their current plan with policies that have affordable health insurance rates may be the best way to achieve this.