Compdata Surveys recently noted that the healthcare industry has experienced a lack of budget improvement for pay increases during this year.

The continued lack of funding to facilitate pay rises and new hires could have an effect on multiple aspects of healthcare, including insurance due to overall tightening budgets.

The report explained that pay increase budgets came out to be 2.5 percent of total expenses during 2012. This was only slightly higher than 2011 and 2010's figure of 2.4 percent. In addition, it is expected that the figure will not change next year.

"Although pay increase budgets have stagnated in the healthcare industry, the demand for healthcare workers continues to rapidly increase," said Amy Kaminski, director of marketing for Compdata Surveys. "As a result, a larger portion of healthcare organizations' pay increase budgets may be geared towards retaining employees in jobs for which there is a critical need."

If a person feels that the current healthcare climate is affecting the cost of their health insurance policy, it may benefit them to look for a plan with affordable health insurance rates.