Monday, February 20. 2012
Gallup recently released the results of a poll showing that fewer consumers are getting health insurance coverage from their employers.
The Gallup-Healthways Well-Being Index showed that 44.6 percent of Americans received their healthcare plans from their employer in 2011, which was slightly lower than 2010's 45.8 percent. The percentage of those without any healthcare coverage was 17.1 percent - a figure higher than any seen since 2008.
More than one-quarter of Americans were on a government-sponsored plan, which was roughly the same figure as 2010, the poll noted. Of those who don't work for the government, more than 57 percent get their insurance from their workplace. This has dropped steadily from 2008, when the figure was 64.2 percent.
Those who are unhappy with their employer's health insurance options, or don't have a plan that is offered to them, could benefit from comparing affordable health insurance rates. This could make the process much easier and help get something a person can use.
The Integrated Benefits Institute recently released a report showing that chief financial officers take it upon themselves to be involved in healthcare benefits and how they are allocated to their workers.
Close to two-thirds of those CFOs noted that good health is important to their organization, while more than nine in 10 think that a healthcare plan for workers helps improve productivity in the office, according to the report.
Additionally, approximately 80 percent of CFOs noted they take part in some sort of aspect of healthcare decisions for their company.
"This research shows how CFOs crystallize the impact of health on financial performance and on productivity, and particularly focuses on the kinds of information critical to their health-investment decisions," said Dr. Thomas Parry, president of IBI.
If there is a lack of health insurance coverage availability at a person's workplace, or the plan offered is not what one is looking for, it's advised to compare affordable health insurance rates to find something that is inexpensive, but gives a person what they need.