A report from The Commonwealth Fund showed that Small Business Health Care Options Programs from the Affordable Care Act could cover as many as 10 million employees.

In addition, when the exchanges are implemented, the exchanges can aid an additional 15.3 million people in receiving health insurance coverage, an article in the latest issue of Health Affairs noted, according to the report. These features are expected to be put into effect by January 1, 2014.

"SHOP exchanges have the potential to transform the experience of small businesses and their employees when shopping for and administering health insurance," said Sara Collins, vice president for affordable health insurance at The Commonwealth Fund.

Consumers who are skeptical of the continued reforms occurring in the health insurance industry, it may be a good idea to reach for a plan now. A good way to find the best fit is to compare affordable health insurance rates. This can ensure that someone has a plan that is affordable and does not have anything less than what they need in coverage.