A lot of people who have tried to find affordable health insurance quotes on their own can attest that doing so is a difficult task. That is one of the reasons why employees value health insurance coverage as such an important component of their compensation package.

A national study by a major insurance company found that more than 80 percent of people think more highly of an employer who offers voluntary insurance benefits. Furthermore, almost 90 percent of prospective employees said it was important for an employer to offer health insurance along with a range of voluntary insurance offerings.

A representative from the health insurance provider says offering a range of benefits is important for employee satisfaction.

"Employers should consider including voluntary insurance as part of their benefits portfolio - employees expect them, and when they are offered, employees tend to become healthier and more productive at work," he said.

Healthier employees can also result in savings for an employer. Those who are in better health are less likely to use sick days or require expensive medical care.