With the signing of the Affordable Care Act comes many changes. It's not just the health insurance companies who anticipate feeling a financial pinch in the future. Employers who are offering health insurance as a benefit foresee having to reexamine their budgets as well.

According to a survey by the National Business Group on Health, 53 percent of large U.S. employers surveyed anticipate making changes to their benefits plans. Additionally, 25 percent of employers said they plan on increasing co-payments for prescription drugs.

National Business Group on Health president Helen Darling says that employers must be aware of the financial impact health care will have on their company financially.

"While the health reform law has forced employers to evaluate their health care benefit strategies and decide whether to comply with the law or lose grandfathered status, they haven't lost sight of the fact that controlling rising costs remains one of, if not their highest priority," said Darling. "They have to foot the bill, not the government."

Many people obtain their health insurance coverage through their employer. Those who do not have that option turn to the government for assistance or pay for the coverage on their own.