One big question is if/when we get affordable health insurance reform will we have enough DR's to go around?

That answer is looking like NO we don't.

Click here to read more: Enough DR's?

How would you like to be responsible, purchase health insurance and still have to pay a fine because the government says it's not a good enough plan?

Well that's exactly what happened to a retired couple in Massachusetts recently.

They decided to buy a plan with a $2,500 maximum out of pocket per year. I assume they could afford $2,500 if something major happened to them and they wanted a lower premium.

Not so fast said the Massachusetts government. That plan does not fit into our guidelines and it's $500 too high in out of pocket maximums.

They will have to pay a $1,000 fine now.

Is Massachusetts our "model" state for affordable health insurance?

Be careful what you wish for....you could be fined for buying health insurance soon!

To read more on this story click here:Pay a fine?

Today's patient is allot different from a patient in the 60's or even the 90's. The internet has given us all a world full of information to use at our disposal.

Affordable health insurance is the talk of the town.

Not long ago you took whatever medication your Dr. gave you without asking too many questions. We can now go online, do some research and ask our Dr. if the fastest and greatest medication is right for me.

This is a good thing.

There are also a few problems that come with it.

Is it possible that the generic drug works just as well? Example does my $20.00 a month work for controlling my HBP or do I need the $200.00 a month name brand that just came on the market?

If/when the government has a public option will I be able to do the same research and get whichever drug i want....for free?

To learn more click here: Today's modern patient.

Does anyone know how taxing health insurance companies is going to lower premiums?

It's not...it will be passed of to the consumer making affordable health insurance even harder.

To read more click here: Tax my health plan?

Many thought new legislation would help those now purchase affordable health insurance. But as like many other things the government does this may have an opposite effect and actually drive rates up.

Some but not all the reasons for this are:

All pre-existing conditions must be covered without have a real solution for making everyone purchase health insurance. We can't just cover the sick people when they need it hence higher premiums.

Out of pocket maximums set by the government. Even if you want to purchase a higher deductible health insurance policy to keep your costs down the government will not allow it. Hence...better coverage....higher premiums.

No real solution for those people trying to skirt the system. Fines of $750 for an individual that does not buy health insurance are less than an annual premium. Why buy?

To read more on this subject click here:Affordable health insurance maybe not?