Tuesday, July 21. 2009'If you like your Dr you can keep him' don't you believe it...
We have heard 2 lines pertaining to health care over and over recently:
"If you like your Dr....you can keep him" "If you like your insurance....you can keep it" Well this may be true but only for about 1-2 years at most if the government gets their way and fully takes over health care like they want. The government plan is supposed to make health insurance more accountable and more competitive. What people are not talking about are a few simple facts: The government currently pays an average of $45.00 for an office call for Medicare and Medicaid (the current government run health system for the poor and elderly) Health Insurance companies have to pay an average of $72.00 for the same office call. Competition? With who the government? How can and will insurance survive if they have to pay this much more for just an office call? Quite simply, they can't and won't. This would be like a high school basketball team playing the LA Lakers. How much will they pay your Dr when they completely take over the system? $30 for an office call? Will we get the same care when they lower the current reimbursement because the costs are too high? We can almost certainly bet our care will diminish from lower payment rates and what the government will, and will not pay for. How many herds, and herds of people are going to be flocking to your Dr's office because it's "free"? Once you are in the government fence it will be impossible to get out. They can't gather everyone at once into this fence or it would overload the system quickly which is why they say "keep your current insurance" for now at least.....but their ultimate intention is....not forever....... To find out how you can buy affordable health insurance now and hopefully for a long time to come click here:Real health insurance quote Monday, July 20. 2009Public support for Obamacare is now slipping.
After numerous baited infomercials and as much pro media attention attention as you can possibly get the American public may not be buying into National health care.
A recent poll indicated that public support has dropped to below 50% for the first time since the election. Why? Maybe the American public is starting to realize: - The private option they speak of is a temporary thing until the government run plan can run them out of business leaving only a public option. Once we are in their fence we will not be able to get out. - Small business owners and the middle class will be drastically impacted. - The new bill does nothing to address health care costs which is the root of the problem. - 80% of us have health insurance and the government currently regulates them heavily. Now they might not do such a great job at this but what will happen when they are in charge of policing themselves? - The government NEVER estimates what a program will cost correctly. The $1.6 trillion they speak of could, and probably will end up costing in excess of $2.1-$2.3 trillion or more. - No solid answers to question just a quick bill and a hard press to pass it as quick as they can....before anyone reads it.....we have done this before, recently I might add and we all know the result. To read more about the growing lack of support for government health care click here:Public support below 50% Sunday, July 19. 2009Why the US still needs health insurance agents.
Navigating through the health insurance system can be quite confusing at best.
What deductible should I buy? Who much is my maximum out of pocket? What Dr.'s and Hospitals can I use? How much do I have to pay in monthly premiums? Health insurance can be very expensive and so can a hospital bill so this goes hand in hand. Making such a large financial decision without help from an expert that does this everyday can be risky. Take this recent story below. This gentleman claimed that his health insurance cost him $24,000 to as much as $40,000 a year. A professional insurance agent in his area shopped for him and was able to find him coverage for around $2,400 a year, a savings of $22,000 minimum. This person needed professional help from a licensed agent who does this everyday. Re read more about this story click here:Health insurance agents can help To receive a no obligation instant health insurance quote and free advise click here: Free health insurance advice Saturday, July 18. 2009Private Health Insurance versus Public.
Here are just a few thoughts to consider when thinking about a private insurance plan versus the public option the government is presenting.
Health Insurance as it stands is not a perfect system and one of the main reasons is it is one of the most highly government regulated industries in the entire US. There are both State and Federal mandates (over 3,000 total) that require health insurance companies to pay for certain procedures, drugs, etc. In other words the government is already playing watch dog for this industry and by doing so they continue to drive up the costs with every mandate. With a public government run system the watch dog for the government is the government itself. So in other words they will be policing themselves as well as the insurance companies. It really doesn't take someone in the health care industry to figure out for the government to be competitive they will NOT require the same set of rules for their plan as they do for a private plan. If you are facing cancer who do you want telling you what, when, and how the treatment you will receive will be delivered? To learn about the costs of a private health insurance plan and to receive a free no obligation quote for private health insurance click here: Free instant health insurance quote Friday, July 17. 2009The rich will pay for US health care.
According to the recent health care bill the wealthiest in this country will be the ones flipping the bill when it comes to paying for government run health care.
Here are a few things to consider though: Although most of us, including myself, do not fit in these tax brackets why should people who make more have to spend their money on people that make less? The people that are going to get taxed more already account for almost 90% of the taxes paid in the entire US now. What is going to be the incentive for coming up with a new idea? Working 90 hours a week to be successful? Investing in a business to try and make a lot of money? If we take the incentive away from those who are already paying their fair share and then some why would they continue on when all they will end up with is being penalized more? Now many will argue "they have enough money already so what do they care". Well that answer quite simply is who should decide who has enough money and when? the US government? I believe this is why many like to live and come to the US for opportunity and free enterprise. This may have been a great thing for the past 300 years but it may now be coming to the end. To learn more about the rich Americans who will have to pay click here:Rich will have to pay up for health care. |
QuicksearchCalendarRecent Articles
Categories |
