There is no income limit for receiving the COBRA subsidy, BUT high-income individuals who take advantage of the subsidy face an increase in their income tax liability equal to the amount of the subsidy (subject to a phase-in formula). A “high-income individual” is a person whose modified adjusted gross income exceeds $125,000 ($250,000 for married individuals filing jointly). “Modified adjusted gross income” means adjusted gross income plus amounts excluded for US citizens and residents living abroad or in certain US territories. High-income individuals may elect to waive the subsidy.

To find out if you can purchase health insurance for less than your COBRA premium click here:Health Insurance for less than COBRA

Who's going to pay for National Health Care?

The rich?
The middle class?
How about the elderly?

Some recent proposals estimate that much of the money for universal health care will come from slashing Medicare and Medicaid rates.

With all the baby boomers here and more coming, do you want your parents or do you want to suffer yourself?

To learn more click here: Medicare cuts

Are you afraid that a government run health care option will force you out of your private insurance? You're not alone......with 81% of the US claiming they are somewhat satisfied or very satisfied they way their health care is delivered now we all may have something to lose not gain.


Many have said, and they are correct, private insurance will not be able to compete with a public option. The reason for this is simple; the government can cover what they want and pay what they want for service making your Union, coverage through a school district, or private plan obsolete and way to costly.
We all tend to complain about what our insurance covers, how much it costs etc. but when you are facing illness or even death and they bill is going to be $500,000 the insurance company may soon be your best friend.

The US government cannot and will NOT cover the same procedures and services private health insurance covers now and that is scary.

To read more about others who are afraid of losing what they have now click here: Losing coverage we have now.

Don't lose or go without health insurance click her for a free no obligation quote: Free health insurance quote

What will happen to all of us if/when universal health care is passed.

Will the care be the same as it is now?
Will there be a long wait at the Dr.'s office?
Can I get a second opinion?
Can I get the treatment I need or will the government say no?

This questions are still unanswered but to learn about 2 patients experience in another system which could be us soon click here: What will happen to my health care?

The State of Massachusetts is usually the one in the news when we speak of a state run health care plan and whether or not universal care works.

However Hawaii was the first state to adopt such a plan and it has failed miserably as well.

To hear more about HI state run health care plan and what one of their legislators has to say on the sublect click here:Hawaii health care fails