Many thought new legislation would help those now purchase affordable health insurance. But as like many other things the government does this may have an opposite effect and actually drive rates up.

Some but not all the reasons for this are:

All pre-existing conditions must be covered without have a real solution for making everyone purchase health insurance. We can't just cover the sick people when they need it hence higher premiums.

Out of pocket maximums set by the government. Even if you want to purchase a higher deductible health insurance policy to keep your costs down the government will not allow it. Hence...better coverage....higher premiums.

No real solution for those people trying to skirt the system. Fines of $750 for an individual that does not buy health insurance are less than an annual premium. Why buy?

To read more on this subject click here:Affordable health insurance maybe not?