While many Americans feel that the Medicare program may need to be reformed, a large portion of these people don't want to foot the bill, according to Harris Interactive and HealthDay.

More than 80 percent of consumers think that Medicare needs reforms in order for it to continue to be reasonable. Furthermore, 51 percent think that drastic changes are needed to the program. However, 53 percent don't want higher taxes and 60 percent are against direct contributions to lower costs.

"There's a clear majority who think there is a problem that needs to be addressed, but [people also believe] if the changes are going to cost me money in terms of higher co-pays, higher deductibles or higher taxes, no thank you," said Humphrey Taylor, chairman of The Harris Poll.

If a consumer feels they are financially-strapped due to excess Medicare payments or high taxes, it may benefit them to look for a private healthcare plan. There may be several affordable health insurance rates available, and all a person needs to do is compare health insurance quotes.